Cecil M. Gardner

Budget Counselor

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    • A budget is something you keep working and reworking until it "fits." Do not expect to have a perfect budget the first time you set one up. With each budget plan, you can expect improvement. As circumstances change, you will need to re-adjust your budget around your new goals, needs and wants.

      Our software will help you seek and maintain your goals - just click on the software package to the right and you'll be on your way to financial freedom.

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    • Monthly income and expenses SAMPLE.
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    • List of debt SAMPLE

    About Us

    • Cecil M. Gardner

    Learning Center

    • Mint

      Achieve your financial goals with mint.

    • Calculators

      A host of financial tools to assist you.

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      You may request your free credit reports online.

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      A dynamic library of videos.

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      Financial terms from A to Z.

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      Unlimited legal services for $20 per month

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      Learn how to protect yourself

    Market Watch

    Last Closing Prices

    Ticker Name Percent Difference (when noted with %) otherwise Last Price Difference (where applicable)
    Dow Jones Industrials 22,158.18 +0.18
    Nasdaq Composite 6,460.19 +0.09
    NYSE Composite 12,055.15 -0.02
    OSX Oil Service Sector Index 132.47 +2.28
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